Many ordinary medical expenses, such as dental work, prescription drugs, eyeglasses, preferred hospital accommodation, visits to a chiropractor and more, are not fully covered by your Government Health Insurance Plan. This means that if you are not covered by a group health and dental plan, or are only partially covered, you may end up having to pay large unexpected health care expenses out of your own pocket.

Fortunately, with Manulife Financial's flexible, comprehensive and affordable Flexcare™/MD plan, you can give your self and your family the protection you need by custom designing your own supplemental health care coverage and you'll earn AIR MILES® reward miles too!

Design your own health plan; one that will fill the gaps left by your Government Health Insurance Plan. Flexcare lets you choose exactly the amount of coverage you want. That means, you pay only for the coverage you need. No more. No less. The more basic your needs, the lower premiums will be.

To customize a health plan that will cover you and your family, start by choosing one of Flexcare's three Core plans, then personalize it with Add-On coverage to meet your individual needs. If you have only minimal group benefits, you can purchase Stand-Alone coverage to complement or complete your existing plan.

Flexcare Core Plans
DrugPlus™/MC Basic | Enhanced - a high level of coverage for generic and brand name drugs.
DentalPlus™/MC Basic | Enhanced - coverage for fillings, cleanings, regular examinations and more. You also get coverage for major restorative work.
ComboPlus™/MC Basic | Enhanced- a comprehensive health care plan with the benefits of DentalPlus and DrugPlus combined.

Each Flexcare Core Plan also provides you with generous coverage for Registered Specialists, Home Care and Nursing, Accidental Death and Dismemberment, Emergency Travel and more - at no extra charge. Your Government Health Insurance plan doesn't cover all this!